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iPhone 8 and 8 Plus Launched with Wireless Charging and True Tone display

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After months of rumors and speculation, the new iPhones are finally here. Marking the 10th anniversary of the iPhone, Apple CEO Tim Cook officially launched the iPhone 8, iPhone 8 Plus at the Steve Jobs Theater at Apple Campus. The newly launched Apple phones look pretty much the same as their predecessors iPhone 7 and 7 Plus models with faster A11 Bionic processors, a True Tone display, and upgraded cameras. During this event, Apple also showed off its cellular-enabled Watch Series 3, a 4K Apple TV and the another iPhone successor – iPhone X (Call it iPhone 10 if you are good at puns).

The all-glass device has an edge-to-edge display and no home button, a single swipe from the bottom takes you home. The new iPhone models will be able to capture 1080p videos in 240 frames per second and also can shoot time lapse videos with stabilization. The devices unlocks using facial recognition software and features wireless charging.

iPhone 8 and 8 Plus vs iPhone X Review – Specifications, Features & Price

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The Screen: Like its predecessor, the iPhone 8 features a 4.7-inch Retina HD display and aluminum body, iPhone 8 Plus has a 5.5-inch Retina HD screen, while iPhone X boasts of a bigger and better 5.8-inch Super Retina HD display. Screen resolution is 1334-by-750-pixel resolution at 326 ppi, 1920-by-1080-pixel resolution at 401 ppi and 2436-by-1125-pixel resolution at 458 ppi respectively. The iPhone X screen has rounded corners that precisely follows the curves of the body-design, all the way to the gracefully rounded corners.

When measured as a standard rectangular shape, the screen is 5.85 inches diagonally ( the actual viewable area is less). The OLED screen enables it to portray accurate colors, true blacks, powerful brightness, and a 1,000,000 to 1 contrast ratio. The True Tone technology automatically sets white balance to equalize the light around you. The devices comprise of Embedded M11 motion coprocessor.

Body & Design: iPhone 8, iPhone 8 Plus, and iPhone X are splash, water, and dust resistant, covered in surgical-grade stainless steel casing and having elegant yet durable glass on front and back. The weight is 148 grams, 202 grams, and 174 grams respectively.

iPhone 8, iPhone X Colors: iPhone 8 and 8 Plus are available in three color variants – Silver, Space Gray, and Gold Finish, but the iPhone X is available in two colors only – Silver and Space Gray.

The Camera: All the devices have a brilliant 12 MP Camera with optical image stabilization, it stars added color filters, a new sensor and software tweaks that cause it simpler to arrange lighting effects. iPhone8Plus and iPhone X have wide-angle telephoto lenses. Portrait mode on iPhone 8 Plus enables it to create stunning images with sharper subject and precisely blurred backgrounds to mimic bokeh effect like professional photographers do!

Front camera is 7 MP FaceTime HD camera in iPhone 8 and plus while iPhone X boasts of TrueDepth camera with ƒ/2.2 aperture.

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Other Important Features: The new iPhones feature iOS 11 out of the box, with newly animated emojis, more languages with Siri’s translation assistance and a revived Control Center menu. Preinstalled apps use on the new iPhoneX toll about 4GB of the space, but you can delete these apps and restore if you need them later.

What comes in the iPhone 8 Box: EarPods with Lightning Connector, iPhone Device, Lightning to USB Cable, 5W USB Power Adapter, Lightning to 3.5 mm Headphone Jack Adapter.

iPhone 8 and iPhone 8 Plus Price: As for the iPhone 8 price in the US, the 64GB and 256GB variants will cost $699 and $849, respectively. Similarly, the iPhone 8 Plus will cost $799 and $949 for the 64GB and 245GB variants.

iPhone 8 Release Date in India: iPhone 8 will be launched in India on September 29, 2017, as a part of the second phase of its release. The iPhone 8 price in India will start at Rs. 64,000. You can purchase iPhone 8, iPhone 8 Plus, or iPhone X with the iPhone Upgrade Program on apple.com, using the Apple Store app, or at an Apple Store.

iPhone 8 Wireless Charging Technology – What’s inside the box

Loosing charge fast is a problem most smartphone users face. This has made wireless charging one of the most sought after technology in one of our time. The only catch with long range wireless charging is that the further you get from the charging port, the weaker the signal gets and slower the charging becoming.

What is wireless charging technology and how it works (infographic)

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The Journey of Apple – iPhone to iPhone X

iPhone is often credited for reshaping the market of smartphone and that makes it one of the world’s most valuable companies. Developed and marketed by Apple, the first iPhone was launched on June 29, 2007 and the latest iPhone 7 was unveiled at Apple’s September event in 2016.

For four generation the iPhone looked pretty same until the iPhone 5 that had larger display. Every generation of iPhone saw an upgrade of one kind or the other but the design had been essentially the same.

With iPhone 6S, Apple introduced pressure-sensitivity touch and their latest product iPhone 7 and 7 Plus, Apple added new color options, water-resistant capabilities, improved system and graphics performance along with dual-camera set up.

Apple’s Market Share: In the US, iPhone holds the largest share in the smartphone market. Around the end of the year 2015, iPhone had a market share of 43.6% market share followed by Samsung, LG and Motorola.

Looking at the high-end feature that iPhone X offer, we are pretty sure the phone is set to take the market by storm.

iPhone 8 and 8 Plus Will Have a Faster A11 Bionic processor

The new variants of iPhone will follow the lead of the 2016 generation of the MacBook Pro line-up and see prices rise at the top end, and the base models to lose functionality while maintaining then ‘entry-level’ pricing. Apple’s iPhone 8 and iPhone 8 Plus are powered by six-core, 64-bit A11 Bionic processor and improved GPU, which is 30 percent more efficient than the GPUs in last year’s models to render video encoding ceaselessly at a faster rate.

Also read: Why the iPhone 7 has no headphone jack

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Black Friday, Cyber Monday shoppers gear up for Thanksgiving weekend

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The internet and social networking have hiked up e-commerce business manifold. Today, phones have not just remained for browsing, rather the belief on online shopping has fired up hundreds of times now. The warming sales on online shopping sites is a significant proof of it. Black Friday, Thanksgiving sales and Cyber Monday don’t require any introduction in today’s time – unrealistic giveaways, eye-charming gifts, huge discounts, special offers and what not – there would be no exaggeration if we say – world’s biggest shopping festival is here!

For bargain hunters, these days are gems, where they get juicy deals of their choice. Almost every product gets sold like hot cakes as everything has a perfect deal from fashion segment to home accessories. It has become easy to hike online sales because online shopping has become a status symbol.

This online shopping culture is all that has grabbed the entire attention. Even brick & mortar stores are not getting fruitful results, as the online business has taken the cream. Online shopping has seized the attention of consumers. Their way of targeting is striking.

With a unique manner, they target their consumers and spike up the sales. But how do they do it?

Their first captivation is mind-blowing, i.e., glittering offers. Consumers don’t get such deals on regular days, what they get on these unusual days. Gifts are usual, and you will get it on almost every item. These offerings are eco-friendly & extremely stylish to carry along with the product you are going to purchase. These gifts pay the worth of your money. Secondly, discounts on almost all the items are again icing on the cake.

Have you tried it earlier? If not, then try it sure this time. Without any compromise in quality, dealers offer excessive discounts, which is the point of attraction for many users. On branded items too, alluring offerings automatically pulls the consumers to purchase those things.

So, I am sure nobody would want to miss these huge discounts and offers in this shopping festival, right? Last but not the least, promotion schemes. While purchasing online, what you focus upon? On quality? No. Surely your focal point is schemes & offers by the seller. Keeping this thing in mind, on these special days, dealers warm up the sales with coupons, special pricing, product combinations and much more. This is how they hike up sales on these days.

This is the strategy of every company through which it encashes the festival season very conveniently. In the year 2016, as per Adobe Digital Insights, from Thanksgiving day to Cyber Monday, people had spent around $12.8 Billion. This amount was 15% more than 2015 sales figures. This time on Black Friday, the sales are expected to rise about 47%, which is a huge hike, Isn’t it?

Some Interesting Facts about World’s Biggest Shopping Festival

Strange facts about Thanksgiving sales

Thanksgiving is an official holiday in the US. People usually do dinner parties, get together on this day, and many others are busy in shopping, especially online shopping. However, these are common facts, right? Here, are some mind-blowing facts, which will undoubtedly amaze you:

  • Thanksgiving is a one day celebration, But do you know, for the first time, it lasted for three days?
  • In Canada, Thanksgiving is celebrated on the second Monday of October.
  • As per the estimations of the American Automobile Association, for Thanksgiving day, around 42 Million Americans travel to celebrate it & goes 50 miles.
  • Because of bulk cooking on this day, per person dinner costs around just $5.
  • For Thanksgiving, around 280 million turkeys are usually sold every year.
  • On Thanksgiving, 20% of all the cranberries in the US, are eaten.
  • On Thanksgiving, in Good Luck ritual, the wishbone of the turkey is being used.
  • The most noticeable drinking night of the entire year is the night before Thanksgiving.
  • After Christmas, it is the second most famous holiday in America.
  • Heard the song ‘Jingle Bells’? This famous song was made for Thanksgiving song.

When did Black Friday initially start? Why do they call it Black Friday?

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Numerous myths may come to light regarding Black Friday. Let us assuage all your queries today. In 1960, to kick off Christmas sales, ‘Black Friday’ was coined up. In the same year, the police complained about the blockage of streets by pedestrians and motorists, and hence given the name ‘Black Friday.’ This day also has been relating to the 1869 financial crisis, when the whole gold market got collapsed.

But why ‘Black’ has been used? In accounting terms, profits are recorded in black ink. So, its name indicates the day when the sellers get unlimited profit in hand. The reality relies on this fact that, it is the day when sales get boosted excessively and some dealers even get more than 50% profit for the entire financial year, on Black Friday.

How Cyber Monday become a rage in the tech world, what time to start shopping on Cyber Monday?

Cyber Monday is the most prevalent because, before Christmas, it is the last day when people get the exceptional deals on various products. Being the well-known phenomenon of UK, all the dealings of Cyber Monday are done online. People don’t face any hassle of the street crowd and all, as it is Cyber Monday, means all dealings on the web only. No offline transactions are done at all. It is the last resort for people, who missed fantastic deals on Black Friday.

This time, it is getting started earlier & from Thanksgiving day, Cyber week will begin. If you want to know the best time to start shopping on Cyber Monday, then consistently check out best deals on Google. Here you will come to know the best time for amazing deals & offers in promotions like, ‘Deal of the Hour.’

As per the predictions of Adobe Digital Insights, this year in Cyber Monday sales, there would be the rise of 9.4% as compared to previous year and exceed 16.5% will be spent by shoppers. Cyber Monday will overtake Black Friday with $6.6 Billion earnings, while the latter will get $5 Billion online.

Best Black Friday deals on Amazon

Amazon has already shared a vast list of flawless deals on Black Friday. Here is the list of some confirmed deals:

  • Amazon Echo Plus
  • Kindle Paperwhite E-reader
  • Amazon Cloud Cam Indoor Security Camera
  • All-New Fire HD 8 Tablet with Alexa
  • Echo Dot (2nd Generation)
  • Echo Show
  • New Amazon Echo
  • All-New Fire 7 Kids Edition Tablet
  • All-New Fire HD 8 Kids Edition Tablet
  • Fire TV Stick with Alexa Voice Remote
  • All-New Fire TV with 4K Ultra HD
  • Alexa Voice Remote
  • Kindle E-reader

This time, as per the predictions, heavy competition will occur amidst online retailers. Keep your eye on each online shopping site to get exquisite deals. It’s time to do extensive Christmas shopping on these special days, Thanksgiving, Black Friday and Cyber Monday.

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Education

What Is CIBIL Score and How It Is Calculated!

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Improve Credit Score, cibil score improve, document for sibil score, pan card not working credit score, documents for credit card

Till now, you had to spend Rs 500 to Rs. 1200 to know your credit score or CIBIL score, but do you know, now you can check your CIBIL score for free? Yes! You can check your credit score on the official website of Credit Information Bureau, without spending a single penny and can quickly know that as per your CIBIL score, at what interest rate and monthly EMI, you can take the loan from the bank.

Why good credit score is important: In the recent years, almost every bank has changed its policies and added a clause for good credit scorers. According to it, good credit scores will not only help in getting the loan on easy EMI terms, but also will assist in getting concessions in interest rates. For example, People having CIBIL score more than 760 in home loans for Bank Of Baroda, will get the loan at 8.35% interest rate only.

If your CIBIL score is not good, then you may face hurdles in getting your loan approved. As per the latest policies regarding credit score, if your previous loan repayments and the transaction record is stable, then the bank can even lessen your monthly EMI.

Frequently asked questions about Credit Score: Due to lack of the proper information regarding credit score, many people have doubts regarding it, like, what is CIBIL Score, how much CIBIL score is considered good, how to check CIBIL report online and how to improve credit score?

There would be many who need to know how credit score is calculated, if one has done negligence in previous transactions and loan repayments how to handle this situation of lousy track record. Here, in this article, we are bringing an answer to each of these questions & that too in straightforward words so that you can understand each term easily.

If you still have any query to ask or have valuable information about CIBIL score to share with our readers, then you can post it in the comment section at the end of this article.

What is a Credit Score?

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How does CIBIL Bureau work: Trans-Union Credit Information Bureau India Limited (generally known as CIBIL) is India’s first ever credit information company, which keeps the transaction record of loans and credit cards, as provided by the banks in India.

CIBIL keeps the record of all reputed banks, creditors, commercial bodies and not only this, more than 2400 financial institutions are part of it. CIBIL maintains a complete record of above 550 Million accounts & credit records worldwide. Amazed, right? This huge database is the very reason behind the high credibility of CIBIL credit scoring algorithm.

हिंदी में पढ़ें: सिबिल स्कोर कितना होना चाहिए

These records are submitted by banks and other creditors to CIBIL on a monthly basis, and this information is then used to prepare the Credit Information Report (CIR) of creditors and to decide credit score so that lenders can judge the loan application of person by their financial records.

Why is it necessary to have a good CIBIL score?

Credit/CIBIL score plays a significant role in the loan approval process in any bank. Whenever you fill a loan application form, then the lender bank or the lender company inspect each detail of your credit report regarding your previous loan history. After analyzing your repayment capacity, lenders decide whether to lend you a loan or not. If your credit score is too low, then the lender will immediately deny to give you any loan.

How credit score is calculated: In simple words, CIBIL score presents your credibility in financial dealings, that whether you have repaid the previous loan amount by following the guidelines of the bank timely or not. If you have not paid EMI correctly or have not paid the loan as per the terms and within the stipulated period, then this behavior may add up to a bad credit score and can have adverse effects on your future loan approvals.

How much Credit Score is good?

As per CIBIL, the measure of credit score can be from 100 to 1000 points. Points less than 650, are considered as poor, that means, if your score is less than 650 then you may face difficulty in getting credit cards and loans. On the other hand, points more than 750 are considered as a good credit score. You will not face any hassle in getting loan from various banks or getting the credit card if your score is above 750 points.

Good credit score, how to calculate and Improve credit score

  • Excellent Credit Score: 750+
  • Good Credit Score:700-749
  • Fair Credit Score: 650-699
  • Poor credit Score: 600-649
  • Bad Credit Score: below 600
What would be Credit Score if there’s no credit history

What if you never had a credit card or loan before: If you are applying a loan for the first time or applying for a credit card, then in the column of credit score in CIBIL table, N/A will be written. In this situation, the bank will check out your monthly income, bank statement of the previous six months and by estimating your payment capacity, the bank will set credit card limit or can approve or disapprove your loan.

How to check credit score online?

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To know your credit score, go to the official website of CIBIL, https://www.cibil.com/freecreditscore/ and fill your PAN Number, Date of birth, monthly income and other necessary details and then click on submit. After submission, a new page will open up. Here again, you will have to fill your information; however, details regarding PAN card will automatically get filled.

After it, you will get an email from CIBIL, in which you will get a link and password for your CIBIL account. After clicking on the link, you will be directed to a new page, here do login by filling your email id and password that you got in your email. After getting logged in, you will be asked to change your password. After setting the new password, your CIBIL Account will be logged out.

Then, login again with your new password. After login, you will get your credit score. Remember, through this process of checking CIBIL score; you will get information about credit score only. For any further detail, you have to pay fees of Rs. 500 to Rs. 1200.

How to improve your credit score?

Although, it’s not an easy task to improve your bad credit, as it takes a huge time to cover up, yet, your continuous efforts to fix credit score can prove fruitful to you. Here are some essential points, you should consider to improve your credit score:

  • Firstly, thoroughly review your credit report by requesting its free copy. By doing so, you will come to know all the loopholes, errors and other faults. In case of errors in the credit report, you can confidently tell your point to the credit bureau.
  • Make your payments on time & set proper reminders for it. You can enroll to automatic fees and get your loan installments, or EMIs paid on time.
  • Make a proper payment plan, wherein, mention your budget, all accounts, loans taken, their interests, etc. In this way, you come to know about credit with the highest interest & can manage to lessen loans by maintaining the accounts accurately.
  • Don’t put a negative impact by delaying bill payments. If you have neglected it before, then start making bill payments on time. Your these efforts will fade the earlier negative implications.
  • Anyhow, if you are facing problem in setting your credit score, then it’s better to take the help of a credit counselor. This way will help you improve your credit score.
  • Outstanding debt is dangerous. So keep your credit card balances low always.
  • Pay the credit card balance on time. Don’t delay.
  • You can raise your scores, by showing unused credit cards, so don’t close these down.
  • If you don’t need those, then don’t issue new credit cards. More accounts mean less average account age, as it can prove risky for credit scores. So, if you can manage credit within the short span, then don’t open new accounts.

These are pretty hacks to improve your credit score. If you follow these thoughtfully & don’t open new accounts often, make payments on time, don’t leave any outstanding credit card balances, then slowly, you will be able to get your credit report improved.

(With inputs from Komal Singla)

Also Read: How a good credit score is calculated by FICO

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